You are definitely starting Morris and Rice because of the matchups. I'd probably start Lynch but there is a very good case for starting Charles as well since he's playing IND and should have a field day but he has more downside if the Cheifs fall behind. I think I'd go with Lynch though because he's safer and you have some really good RBs already so you don't need as much upside from him.
I go with the Houston Defense. It's just a very favorable matchup. SF has a good offense with Kaepernick and Gore so it's best to bet on Houston getting interceptions and turnovers on Ponder and that AP only gets 1 touchdown.
H2H Each Cat - Yahoo - 14 teams - Cap Hit
Start: 2C 2LW 2RW 4D 2U 2G 7B
Cats: G A +- PIM SOG PPG PPA SHP GWG FW HIT W GAA SV SV% SO
Svalbard Armored Bears:
C: Getz, M Richards(LW), Turdis, Little
LW: Kovy(RW), Moulson, Kunitz, _
RW: Eriksson(LW), Clarkson, _, _
D: Pietrangelo, JJ, Streit, Spurgeon, Brodie, Nikitin
G: Lundqvist, Holtby, Harding
JV: Tarasenko, Bishop, Eakin, Killorn, Grigorgenko, Grimaldi, Collberg, Faksa, Lindholm, Irving