Firstly...I'm not involved in the situation.
From an outsiders point of view... You f'd up. Badly. But you have admitted you were wrong and you are doing everything you can to fix it. I'm glad to see you post here to tell people that you are going to pay back money owed. You are now moving in the right direction.
Get well and do your best mate.
O&B Dream Team
Bill Barber - Bobby Clarke - Tim Kerr
Mark Howe - Chris Pronger